2023 Has Been The Least Affordable Year for Homebuying on Record—But 2024 Is Looking Up A homebuyer with the median U.S. income would’ve had to spend a record 41% of earnings on monthly housing costs in 2023, up from 39% in 2022 and 31% in 2021.12023 Has Been The Least Affordable Year for Homebuying on Record—But 2024 Is Looking Up 12023 Has Been The Least Affordable Year for Homebuying on Record—But 2024 Is Looking Up